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Personal Finance

Personal Finance has got to rank as one of the most neglected aspects of nearly everyone’s lives. Let’s face it — no one likes to pay bills, tax return preparation is agony, and when we’re not working or taking care of the kids, we just want to relax or get away from it all. Few people sit down at their desks on a warm, sunny day or a football weekend and say, “Honey, I think I’ll go over our personal finances today!”

Unfortunately, this is exactly what we should be doing if we are conscientious about our personal welfare and that of our families. How many of us, for example, know what our credit report says about us? Many learn only when they apply for a credit card or decide to buy a car or a house, “Oh, I’m terribly sorry, but there seems to be a problem with your credit.” Has this happened to you?

Performing a periodic personal financial assessment, while tedious, is absolutely essential to our ongoing financial health. Furthermore, it is necessary for our personal welfare and physical well being. Financial problems rank high on the list as a leading cause of divorce, and we all know that worry over finances is stressful.

Looking toward the bright side, learning about available financial resources, tax reduction tips, conservation techniques, proper home and car maintenance, do-it-yourself projects and supplemental income sources can lead to improved financial status, peace of mind, greater disposable income, a better lifestyle for you and your family, and a more secure future when retirement rolls around.

Authored by Kenneth L. Anderson.  Original article published 23 February 2006.

Ten Spider Personal Finance includes resources and services to help you improve your personal financial condition. From government grants to cheaper phone service, we offer techniques, tips and resources you can use to reduce expenditures and improve cash flow, ultimately leading to a more productive and enjoyable lifestyle. The Personal Finance SiteMap immediately below will help you to quickly locate the resources you seek.

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